Life and Health Insurance Policy Examiner 1

Full Job Description

Are you interested in expanding your knowledge of life and health insurance principles and practices? If so, consider joining the Pennsylvania Insurance Department as a Life and Health Insurance Policy Examiner 1 in the Policy Review Division. This position is responsible for reviewing credit, accident and health, annuity and life insurance policies, and related forms to ensure compliance with requirements. Start a new chapter in your career with the Commonwealth of Pennsylvania today!

Requirements

In this role, you will review and evaluate complex accident and health, life, and annuity insurance policy filings to ensure compliance with statutory and regulatory requirements, including federal health care provisions.

You will have the opportunity to work closely with actuarial staff and other program areas to identify and resolve filing issues.

Work involves collecting and analyzing supporting information to determine approval or disapproval of policy forms, preparing detailed objection letters when necessary, and maintaining accurate documentation of review decisions.

Effective communication is key as you will be corresponding with insurers, consultants, legal representatives, and the general public to address questions, clarify requirements, and facilitate timely resolution of filing concerns.

Additional responsibilities include:

• Providing technical guidance on insurance laws and regulations
• Assisting with developing review tools and internal procedures
• Contributing to regulatory updates and proposed policy changes
• Supporting staff developing by helping train new examiners and promoting cross-training to ensure effective policy review operations

Interested in learning more? Additional details regarding this position can be found in the position description.

Work Schedule and Additional Information:

• Full-time employment
• Work hours are 8:00 AM to 4:30 PM, Monday - Friday, with a 60-minute lunch.

Telework: You may have the opportunity to work from home (telework) part-time.

In order to telework, you must have a securely configured high-speed internet connection and work from an approved location inside Pennsylvania.

If you are unable to telework, you will have the option to report to the headquarters office in Harrisburg. The ability to telework is subject to change at any time.

Additional details may be provided during the interview.

• Salary: Selected candidates who are new to employment with the Commonwealth of Pennsylvania will begin employment at the starting annual salary of $51,971.00 (before taxes).
• You will receive further communication regarding this position via email. Check your email, including spam/junk folders, for these notices.

Qualifications

QUALIFICATIONS

Minimum Experience and Training Requirements:

• One year as a Financial Management Trainee, or an Administration and Management Trainee (Commonwealth job title or equivalent Federal Government job title, as determined by the Office of Administration) or in any other Trainee class which is Management related that involved insurance policy examination work, including at least six months in the life and health insurance area; or
• Three years of experience in life and/or accident and health insurance sales or underwriting, or in drafting or reviewing and examining life and/or accident and health insurance policies and forms, or in a closely-related area; and satisfactory completion of two years of business school or college; or
• Any equivalent combination of experience and training which included at least one year of experience in life and/or accident and health insurance sales or underwriting, or in drafting or reviewing and examining life and/or accident and health insurance policies and forms; or
• Designation as a Chartered Life Underwriter.

Other Requirements:

• You must meet the PA residency requirement. For more information on ways to meet PA residency requirements, follow the link and click on Residency Guidelines.
• You must be able to perform essential job functions.

How to Apply:

Resumes, cover letters, and similar documents will not be reviewed, and the information contained therein will not be considered for the purposes of determining your eligibility for the position.

Information to support your eligibility for the position must be provided on the application (i.e., relevant, detailed experience/education).

If you are claiming education in your answers to the supplemental application questions, you must attach a copy of your college transcripts for your claim to be accepted toward meeting the minimum requirements. Unofficial transcripts are acceptable.

Your application must be submitted by the posting closing date. Late applications and other required materials will not be accepted.

Failure to comply with the above application requirements may eliminate you from consideration for this position.

All application materials and interview responses must reflect the applicant’s own experience, qualifications, and work. Applicants may use generative AI tools for preparation purposes only.

Use of AI to misrepresent or falsify information, or to assist during interviews, is not permitted. Review the Guidance for Generative AI Tools & Job Seekers for additional information.

Veterans:

• Pennsylvania law (51 Pa. C.S. §7103) provides employment preference for qualified veterans for appointment to many state and local government jobs. To learn more about employment preferences for veterans, go to www.pa.gov/agencies/employment/how-to-apply.html and click on Veterans.

Telecommunications Relay Service (TRS):

• 711 (hearing and speech disabilities or other individuals).

If you are contacted for an interview and need accommodations due to a disability, please discuss your request for accommodations with the interviewer in advance of your interview date.

The Commonwealth is an equal employment opportunity employer and is committed to a diverse workforce.

The Commonwealth values inclusion as we seek to recruit, develop, and retain the most qualified people to serve the citizens of Pennsylvania.

The Commonwealth does not discriminate on the basis of race, color, religious creed, ancestry, union membership, age, gender, sexual orientation, gender identity or expression, national origin, AIDS or HIV status, disability, or any other categories protected by applicable federal or state law.

All diverse candidates are encouraged to apply.

Additional Information

• Completing the application, including all supplemental questions, serves as your exam for this position. No additional exam is required at a test center (also referred to as a written exam).
• Your score is based on the detailed information you provide on your application and in response to the supplemental questions.
• Your score is valid for this specific posting only.
• You must provide complete and accurate information or:
  • your score may be lower than deserved.
  • you may be disqualified.
• You may only apply/test once for this posting.
• Your results will be provided via email.