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Posted: February 18, 2026 (2 days ago)

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INSURANCE RATE & POLICY ANALYST IV - DOWNTOWN, OAHU

State of Hawaii

Commerce & Consumer Affairs

Fresh

Location

Hawaii, 96813-2437

Salary

Not specified

Type

Closes

Open until filled

Job Description

Summary

This job involves reviewing insurance rates and policies from companies to ensure they follow Hawaii's laws and protect consumers, including handling complex cases and recommending decisions to supervisors.

It's a senior-level role in the state's insurance division, focusing on analysis, research, and compliance checks.

A good fit would be someone with a strong background in insurance analysis, math or statistics skills, and experience in the field who enjoys detailed regulatory work.

Key Requirements

  • Bachelor's degree from an accredited college or university with at least six semester credits in statistics and/or mathematics
  • Two and one-half (2-1/2) years of progressively responsible professional work experience in analyzing insurance rates and policies for compliance with insurance codes, rules, and regulations
  • Experience examining insurance rates, rating procedures, and policies for consistency, clarity, and proper coverage
  • Legal authorization to work in the United States (U.S. citizen, national, permanent resident alien, or eligible under federal law)
  • Ability to conduct research and recommend actions on rates and policy provisions to supervisors or the insurance commissioner

Full Job Description


Recruitment Number 26-0076

The current vacancy is with the Department of Commerce & Consumer Affairs.

Salary: $5,369 to $6,535 per month (SR-22, Step D to I)

Note: Hiring rates will be based on availability of funds, the applicant's qualifications, and other relevant factors.

This continuous recruitment may be closed at any time. The notice of the last day to file applications will be posted on the State of Hawaii's Civil Service Job Opportunities Listing page of our website.


Requirements


This position is located in the Rate and Policy Analysis (RPA) Branch of the Insurance Division of the Department of Commerce and Consumer Affairs. The RPA Branch is responsible for the development and implementation of systems and procedures for the conduct and analysis of rate and policy filings of all domestic, foreign and alien insurance companies for compliance with State insurance laws.

Insurance Rate & Policy Analysts examine and analyze policy provisions and rates for all classes of insurance, including the most difficult cases, and for all insurance organizations subject to State regulation for compliance with statutes, rules regulations, and to protect the public interest; conduct supporting research; recommend action by the supervisor or insurance commissioner on rates and policy provisions; and perform other related duties as assigned.

Qualifications


To qualify, applicants must meet all of the following requirements:


Legal Authorization to Work Requirement:
The State of Hawaii requires all persons seeking employment with the government of the State shall be citizens, nationals, or permanent resident aliens of the United States, or eligible under federal law for unrestricted employment in the United States.

Education: A bachelor's degree from an accredited college or university with six semester credits in statistics and/or mathematics.

Specialized Experience: Level IV, two and one-half (2-1/2) years of progressively responsible professional work experience in the analysis of insurance rates and policies including the examination of insurance rates and rating procedures for conformance with the insurance codes and rules and regulations and the examination of insurance policies for consistency, clarity, and proper coverage as required by the insurance codes and rules and regulations.

Substitutions Allowed:
A. Possession of a Chartered Life Underwriter (CLU) or Chartered Property and Casualty Underwriter (CPCU) certificate obtained through a written examination may be substituted for one-half (1/2) year of Specialized Experience.
B. Successful completion of parts 3 through 6 of the Casualty Actuarial Society examinations may be substituted for two (2) years of Specialized Experience.

The information provided above represents a summary of the complete Minimum Qualification Requirements. To view the Requirements in their entirety, please CLICK HERE.

02447:021216:13:KW

Additional Information


The State of Hawai'i complies with federal and state disability laws and makes reasonable accommodations for applicants and employees with disabilities. If you require reasonable accommodations in completing an application, any pre-employment testing, or otherwise participating in the selection process, please call 808-587-1111 for assistance.

PUBLIC SERVICE LOAN FORGIVENESS (PSLF) PROGRAM
The PSLF Program is a federal program that is intended to encourage individuals to work in public service by forgiving the balance of their federal student loans. To qualify, the individual must have made 120 qualifying payments while employed by a qualifying employer. For more information, please click:
https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service

ELECTRONIC NOTIFICATION TO APPLICANTS
The Department of Human Resources Development (HRD) will use electronic mail (email) to notify applicants of important information relating to the status and processing of their applications as part of our ongoing efforts to increase operational efficiency, promote the conservation of green resources, and minimize delays and costs.

Please ensure that the email address and contact information you provide is current, secure, and readily accessible to you. We will not be responsible in any way if you do not receive our emails or fail to check your email-box in a timely manner. In addition, please be aware that you may no longer receive notification about applications submitted if you choose to disable the Job Application Emails feature in your Account Settings.

TESTING INFORMATION
The examination for this recruitment will be conducted on an unassembled basis where the examination score is based on an evaluation and rating of your education and experience. It is therefore important that your employment application provide a clear and detailed description of the duties and responsibilities of each position you held.

In-person interviews and/or further testing in Hawaii may be required at the discretion of the hiring agency. If in-person interviews and/or further testing is a requirement, applicants who meet the minimum qualification requirements and are referred to the vacancy must be available to participate in person and at their own expense in this required phase of the selection process.

Applicants are encouraged to submit their applications as soon as possible. In addition to employment availability and score, the referral of qualified applicants may be based upon other factors including date of receipt of application.

CLICK HERE for further information about Equal Employment Opportunity, the Merit Civil Service System, Citizenship and other requirements, Reasonable Accommodation, Veterans Preference, Examination Requirements, and the State Recruiting Office's Levels of Review.

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Posted on NEOGOV: 2/18/2026 | Added to FreshGovJobs: 2/19/2026

Source: NEOGOV | ID: neogov-hawaii-5234383