Loan Specialist

Full Job Description

The incumbent serves the Senior Loan Technician in the Loan Administration (LA) Value Stream (VS).

Serves as a team leader and a source of technical expertise and guidance to Loan Technicians and Assistant Loan Technicians in the LA VS who are involved in monitoring mortgage companies and financial institutions that service loans guaranteed by the Department of Veterans Affairs (VA) pursuant to Title 38, United States Code and protecting the interests of the U.S.

Government. To qualify for this position, applicants must meet all requirements by the closing date of this announcement:02/20/2026.

INDIVIDUAL OCCUPATION REQUIREMENT (IOR): This position does have an IOR (Individual Occupational Requirement) that must be met in addition to the basic Specialized Experience qualifications.

In order to qualify for this position, you must have the education or experience listed below: IOR EDUCATION: This position requires Undergraduate and Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.

OR IOR EXPERIENCE: Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans.

Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work.

TIME-IN-GRADE REQUIREMENT: Applicants who are current Federal employees and have held a GS grade any time in the past 52 weeks must also meet time-in-grade requirements.

For a GS-12 position you must have served 52 weeks at the GS-11 level. The grade may have been in any occupation, but must have been held in the Federal service.

An SF-50 that shows your time-in-grade eligibility must be submitted with your application materials.

MINIMUM QUALIFICATION REQUIREMENT: You may qualify based on your experience and/or education as described below: Specialized Experience: For the GS-12 you must have one year of specialized experience equivalent to at least the next lower grade GS-11 in the normal line of progression for the occupation in the organization.

Specialized Experience is defined as experience equivalent to at least the next lower grade GS-11 in the normal line of progression for the occupation in the Federal service.

Specialized experience is defined as demonstrating a thorough knowledge and expertise in all phases of the loan guaranty program.

Examples of specialized experience would typically include, but are not limited to: Experience demonstrating a competence in agricultural, commercial, realty, or other types of loans.

Experience such as reviewing and passing along applications for agricultural, commercial, bank or mortgage loans. Experience servicing a loan portfolio of a bank or other loan association.

Experience performing financial analysis of commercial concerns for investment purposes. Experience appraising real estate to determine property valuation, or similar work.

There is no education substitution for this grade level.

Volunteer Experience: Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religions; spiritual; community; student; social).

Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment.

You will receive credit for all qualifying experience, including volunteer experience. Full vs. Part-Time Employment: Full-time employment is considered to be at least 35 hours per week.

Part-time experience will be credited on a pro-rated basis; when including part-time employment in your resume you must specify the average hours worked per week.

Physical Requirements: The work is mostly sedentary; however, there may be some walking, standing, and carrying of light items such as papers, books, folders, and files.

For more information on these qualification standards, please visit the United States Office of Personnel Management's website at http://www.opm.gov/policy-data-oversight/classification-qualifications/general-schedule-qualification-standards/.

Major Duties:

Specific duties include: Serves as a team leader and a source of technical expertise and guidance to Loan Technicians and Assistant Loan Technicians.

Provides guidance and training to staff; monitors quality, quantity, and timeliness of work; and assists with reviews and reports.

Communicates with a variety of individuals (veterans, real estate attorneys, banking industry professionals, etc.) to provide information on the Loan Guaranty program.

Uses knowledge & skill to apply techniques to obtain & evaluate a borrower's ability (or lack thereof) to reinstate a delinquent loan & to conclude whether a borrower can afford to repay the loan.

Instructs servicers/holders on VA requirements for servicing delinquent VA loans and procedures. Reviews cases for approval and when appropriate, for payment.

Implements training and process design to improve the quality of work completed. Promotion Potential: None Work Schedule: Full time, Monday through Friday, 8:30 a.m. - 4:30 p.m.

Compressed/Flexible: Available Telework: Available Virtual: This is not a virtual position.

Position Description/PD#: Loan Specialist; PD 34186-A Relocation/Recruitment Incentives: Not Authorized Financial Disclosure Report: Not Required